2026 BAH Rates for
Colorado Springs

See exactly what your Basic Allowance for Housing covers — and find homes that fit your budget near your base.

$0
Out of Pocket (VA Loan)
5
Bases in Colorado Springs

What is BAH?

Basic Allowance for Housing (BAH) is a monthly, tax-free payment the military provides to service members who live off base, to help cover housing costs. BAH rates are set annually by the Department of Defense based on your pay grade, dependency status (with or without dependents), and duty station location. In Colorado Springs for 2026, rates range from $1,689/month up to over $2,900/month depending on rank. Most military families use BAH to cover a VA loan mortgage — building equity instead of paying rent, often with zero out-of-pocket cost.

BAH Calculator — Colorado Springs 2026

Rates shown are for ZIP code 80913 (Fort Carson / Colorado Springs, CO046) as published by the Department of Defense for calendar year 2026. Rates are set annually on January 1st. Always verify current rates at travel.dod.mil before making financial decisions.

Which Colorado Springs Neighborhoods Fit Your BAH Budget?

These are the best neighborhoods in Colorado Springs for each BAH bracket — balancing commute, schools, and value.

E-4 / E-5 Range

$350k – $420k

Fountain, Security-Widefield, Pueblo West. Closest to Fort Carson, best BAH stretch, solid schools.

View Fountain →

E-6 / E-7 / O-2 Range

$400k – $480k

Falcon, Northgate, Gleneagle. Newer builds, great D-49 schools, easy commute to most bases.

View Falcon →

O-3 / O-4 Range

$450k – $550k

Briargate, Cordera, The Farm, Monument. Top-rated D-20 schools, master-planned communities.

View Briargate →

O-5 / O-6 Range

$600k – $850k

Peregrine, Flying Horse, Broadmoor. Luxury finishes, stunning views, prestige neighborhoods.

View Peregrine →

Can You Buy a Home Using Only Your BAH? The Zero Out-of-Pocket Strategy

Here's the strategy most military families use in Colorado Springs: combine your BAH with a VA loan and you can often buy a home with zero money out of pocket — and your monthly mortgage matches or is covered entirely by your BAH.

No down payment. No PMI. BAH covers the mortgage. You build equity instead of paying rent. It's one of the best financial moves available to military families — and Stacey specializes in making it happen.

Learn About VA Loans →

Find Homes in Your BAH Range

Tell Stacey your pay grade and she'll find homes that fit your BAH budget near your base.

Stacey Lynn

Stacey Lynn

Colorado Springs Real Estate | Military Relocation Specialist

📞 Click to Call ✉️ staceylynnhomes@gmail.com
Emily — BAH Assistant

About your agent: Stacey Lynn is a female Army veteran and spouse of a 22-year retired soldier — Colorado Springs' most personally qualified military realtor. She has lived the PCS life from both sides of the uniform. She specializes in VA loans, BAH-optimized searches, and fast closings for Fort Carson, Peterson SFB, Schriever SFB, and USAFA families. Meet Stacey →